Home Buyers Guide

Includes The Following

The Buying Process:

A Step-by-Step Guide: Note: Before You Begin

Work Out How Much You Can Afford:

Calculating Your Price Range; How Much Should You Borrow? The One-Off Costs

Choose Your Home:

The Neighbourhood; The House; Viewing the Property; Leasehold or Freehold; Registered or Unregistered Property

Buying at Auction:

Buying at Auction Step-by Step Guide; Buying at Auction Pitfalls

Making An Offer & Negotiating:

Pre-Order Checklist; How Much Should I Offer? Negotiating Tips; Negotiating in House Prime Slump; Negotiating in a House Price Boom; The Offer

Valuation & Surveys

Is The Survey Really Necessary? Survey & Valuation Types; Basic Valuation; Homebuyer’s Report; Building Survey (Structural Survey); How Do I Find A Surveyor?

Conveyancing & Surveys:

Is a Survey Really Necessary? Who Does the Conveyancing? DIY Conveyancing; Pros & Cons; How Do I Choose a Solicitor or Conveyancer? What Does the Conveyancing Process Actually Involve? Stage One; Stage Two; Stage Three

Insurance & Other Legal Matters

Building Insurance; Content Insurance; Which Insurance Policy? Protection In The Case Of Unemployment Or Illness; Life Insurance; Removal Insurance; Legal Protection Insurance; Wills & Inheritance Tax

Gazumping & Other Problems:

What Is Gazumping: How Can I Avoid Being Gazumped? Other Potential Problems I Need To Look Out For

Making Complaints:

What If I Am Not Satisfied With My Surveyor; Solicitor; Conveyancer?

Useful Contacts:

Addresses, Telephone Number and Website for the Professional and Trade Bodies.